Financial Planning Northern Virginia

Harness the Power of Independence

Wealth Management & Financial Planning Services

We are fee-only independent registered investment advisors (RIA) serving the financial management needs of individuals and businesses nationwide. Acting as fiduciaries, we operate entirely in our clients’ best interests. We are experts at designing, executing and managing financial plans tailored to our clients’ financial goals and tolerance for risk.

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Planning

We are experts in creating sound financial, retirement and investment management plans. We serve as fiduciaries on a fee-only basis for all of our clients.

Implementation

Working closely with clients during the planning phase, our registered investment advisors then cost-effectively implement a personally tailored financial management plan.
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Ongoing Management

Ongoing portfolio management ensures that client portfolios are updated and continue to reflect their financial goals. Our robust, tailored reporting provides consistent visibility.
We act as fiduciaries for our clients and we do not earn or accept commissions or payments from any source other than our clients. This level of independence sets us apart from brokerage houses & mutual fund companies by removing the conflicts of interest that exist when advisors earn commissions on the products they recommend to clients.

 

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Markets reflect the vast, complex network of information, expectations, and human behavior. These forces drive prices to fair value. This simple yet powerful view of market equilibrium has profound investment implications.

Markets throughout the world have a history of rewarding investors for the capital they supply. Companies compete with each other for investment capital, and millions of investors compete with each other to find the most attractive returns. This competition quickly drives prices to fair value, ensuring that no investor can expect greater returns without bearing greater risk.

Traditional managers strive to beat the market by taking advantage of pricing “mistakes” and attempting to predict the future. Too often, this proves costly and futile. Predictions go awry and managers miss the strong returns that markets provide by holding the wrong securities at the wrong time. Meanwhile, capital economies thrive–not because markets fail but because they succeed. (for an example of this, view the video “The Power of Markets” at the right.) 

 

 

We are a firm of expert, seasoned financial management professionals that have experience operating in a variety of market conditions. PWM’s clients benefit from our 30 years of experience managing money for some nation’s largest financial institutions, working for firms such as Legg Mason, SunTrust & Wachovia. In keeping with our investment philosophy, we operate as registered investment advisors, on a fiduciary, fee-only basis to remove conflicts of interest and help our clients benefit from strong, independent financial investment advice.

 

 

Get in Touch

If you are curious about whether our services are a good fit for you, please contact us to schedule a free consultation.

737 Walker Road Suite 1B
Great Falls, Virginia 22066
Phone: 202.236.9667
Business Hours: 9am–5pm M-F

Recent Posts

Failures of Active Management

Most traditional investment providers offer actively managed investment products as the solution to their clients’ needs. This means picking individual stocks and timing the market with the goal of beating an index or benchmark. Failures of Active Management – Kurt Laubinger from GuideVine on Vimeo. This has helped Wall Street firms earn higher fees in their sales force. There’s typically incentive to offer active strategies because of the high commissions they earn as a reward for selling them. Let’s take a look at the facts. Here’s a chart depicting the performance of active equity managers over a given time frame. You can see it doesn’t matter whether it’s large cap, small cap, or international. Most of these active managers fail to outperform their benchmark. The statistics are compelling. The idea that superior intellect or better stock-picking prowess offers better returns does not play out in real life. Even more compelling is the fixed income slide. Again, with many different asset categories covered here, most of these active managers failed to beat their benchmark. These results change from year to year, but the theme is the same. Each year, 60 to 70 percent of active managers fail to beat their benchmark. The ones that do are not the same ones from year to year, and trying to figure out who will outperform next year is even more difficult. If investors can perform in the top 30 to 40 percent of managers on a regular basis by owning the benchmark instead of trying to beat it, they will find themselves floating closer and closer to the top of performance...

Contact Potomac Wealth Management

Phone: 202-236-9667
737 Walker Road, Suite 1B
Great Falls, VA 22066
info@potomacwealthmanagementllc.com

Contact Us

Potomac Wealth Management, LLC

737 Walker Road, Suite 1B
Great Falls, Virginia 22066
202-236-9667
info@potomacwealthmanagementllc.com