Financial Planning Northern Virginia

Harness the Power of Independence

Wealth Management & Financial Planning Services

We are fee-only independent registered investment advisors (RIA) serving the financial management needs of individuals and businesses nationwide. Acting as fiduciaries, we operate entirely in our clients’ best interests. We are experts at designing, executing and managing financial plans tailored to our clients’ financial goals and tolerance for risk.

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Planning

We are experts in creating sound financial, retirement and investment management plans. We serve as fiduciaries on a fee-only basis for all of our clients.

Implementation

Working closely with clients during the planning phase, our registered investment advisors then cost-effectively implement a personally tailored financial management plan.
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Ongoing Management

Ongoing portfolio management ensures that client portfolios are updated and continue to reflect their financial goals. Our robust, tailored reporting provides consistent visibility.
We act as fiduciaries for our clients and we do not earn or accept commissions or payments from any source other than our clients. This level of independence sets us apart from brokerage houses & mutual fund companies by removing the conflicts of interest that exist when advisors earn commissions on the products they recommend to clients.

 

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Markets reflect the vast, complex network of information, expectations, and human behavior. These forces drive prices to fair value. This simple yet powerful view of market equilibrium has profound investment implications.

Markets throughout the world have a history of rewarding investors for the capital they supply. Companies compete with each other for investment capital, and millions of investors compete with each other to find the most attractive returns. This competition quickly drives prices to fair value, ensuring that no investor can expect greater returns without bearing greater risk.

Traditional managers strive to beat the market by taking advantage of pricing “mistakes” and attempting to predict the future. Too often, this proves costly and futile. Predictions go awry and managers miss the strong returns that markets provide by holding the wrong securities at the wrong time. Meanwhile, capital economies thrive–not because markets fail but because they succeed. (for an example of this, view the video “The Power of Markets” at the right.) 

 

 

We are a firm of expert, seasoned financial management professionals that have experience operating in a variety of market conditions. PWM’s clients benefit from our 30 years of experience managing money for some nation’s largest financial institutions, working for firms such as Legg Mason, SunTrust & Wachovia. In keeping with our investment philosophy, we operate as registered investment advisors, on a fiduciary, fee-only basis to remove conflicts of interest and help our clients benefit from strong, independent financial investment advice.

 

 

Get in Touch

If you are curious about whether our services are a good fit for you, please contact us to schedule a free consultation.

737 Walker Road Suite 1B
Great Falls, Virginia 22066
Phone: 202.236.9667
Business Hours: 9am–5pm M-F

Recent Posts

Do we really have to do what is best for the investor?

Believe it or not, this question is at the heart of a hotly debated new rule proposed by the Department of Labor (DOL) surrounding the investment alternatives and advice provided to retirement plan sponsors and participants. Simply put, many brokers who provide this advice can offer a number of alternatives to ERISA based plans and their participants. As long as the recommendation can be deemed a “suitable” one based on the investor’s objectives, the broker is free to recommend those that make him/her the most money instead of what is in the best interest of the client. It is easy to make the connection that the more money paid to the broker for selling an investment, generally, the worse the outcome for the investor. This dynamic represents an inherent conflict of interest. The broker is faced with the choice of generating enough commission to feed his family or provide the best advice to the client. Now, let’s add another dynamic. Assume that the company employing the broker demands a certain level of commission income from its representatives in exchange for their continued employment and those with the highest levels of commission will be rewarded by the company with higher pay and other perks. Now, the broker is faced with a slightly different choice, one of generating enough commission income to feed his family and buy that new Ferrari or lose his job. Since the commissioned based approach generally used by most providers of retirement plan services is one that is driven by this conflict of interest, the DOL proposed a new rule designed to elicit better advice for the...

How much do I need to save for retirement?

Watch Massi De Desantis PHD, Senior Researcher & Vice President Dimensional Fund Advisors discuss how much you need to save for retirement. Potomac Wealth Management is a Dimensional Funds-approved financial advisor, specializing passively managed index fund investments. If you are interested in working with PWM and making the most of your retirement we invite you to contact...

Contact Potomac Wealth Management

Phone: 202-236-9667
737 Walker Road, Suite 1B
Great Falls, VA 22066
info@potomacwealthmanagementllc.com

Contact Us

Potomac Wealth Management, LLC

737 Walker Road, Suite 1B
Great Falls, Virginia 22066
202-236-9667
info@potomacwealthmanagementllc.com